Money Saving Tips: Five Simple Ways to Start Saving Immediately

It can be quite overwhelming when  you first endeavor to begin saving money.  Whether you want to dive into couponing, or just want to be able to save a little money on day to day items, here are five tips to help you begin saving money right away with very little stress or work on your part:

1.  Planning to eat out? Check for a local restaurant deal at these sites:

  • – Current coupon code ENJOY takes 70% off your purchase.
  • – Deals change daily, so sign-up for their email alerts and keep an eye on all the restaurant deals.

2. Before you hit the grocery store, check the grocery ads to your favorite stores.  You can check online, or look in the paper if you get it.  Circle the items that are on sale, that you can use and just buy the sale items.  If you have coupons, wonderful!  If not, you are still saving some money by shopping sale items.  The Publix Buy One Get One Free Sales are HOT even without coupons.

3. Start using Swagbucks as your search engine. This search engine gives you random bucks that you can use to grab some free gift cards.

4. If you love to read, start taking advantage of the free books available on Amazon. These books can be downloaded to your computer, phone or Kindle.

5. When shopping online, make sure you ALWAYS go through a cash back site like Ebates, Shop at Home or Mr. Rebates. It costs you nothing to register on these sites, you start with a free $5 credit and you will earn cash back on all your online shopping.  Remember to check for coupon codes, too!

These are just five simple things you can do to start saving money right away.  What are some of your tips?

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  1. One of the easiest that I’ve found is increasing my retirement or savings contribution any time I get a raise. It is appropriate right now since a lot of raises are at the year end or your contributions are needing updating. If you get a 2% raise? Then put 1% direct deposit to savings or into your 401K. Over time this really adds up. You still get more money in your pocket because you keep the other 1/2 of the raise in your check, but are painlessly saving as well. Here’s a post I wrote about it:

    Money Smart Tip #1

  2. #2 is right on. When I started tracking my spending & savings the first thing I noticed? About 60-65% of my savings at the store was from shopping sales! Coupons are like the icing on the cake. But buying when things are in season & on sale will yield the greatest savings.

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